future interests

Mortgage Brokers Herne Bay, Kent

Mortgage Brokers in Kent – Expert Mortgage & Protection Advice

Welcome to Future Interests – your dedicated Mortgage and Protection Specialists based in Herne Bay, Kent. Founded in 2018 by Owner and Managing Director, Vicky Crouch, our business has thrived on excellent client relationships and valued mortgage advice. With a deep understanding of the mortgage industry, we take pride in offering our clients the best possible recommendations and a stress-free mortgage process.

      
   Future Interests - Mortgage & Protection Specialists
   232 Google reviews 
  Write a review 
 
 
 
   
 
 
      Posted on Google  
   
   Popoola Ayobami R 
 15 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. I’ve had a fantastic experience with Future Interests throughout my mortgage application process, and I couldn’t be more grateful for the support I’ve received. I would especially like to recognise Vicky and Georgina for their outstanding support. They have both been incredibly patient, approachable, and helpful throughout the process. No matter how many questions I had, they always took the time to clarify things, explain my options, and make sure I understood what was happening at each stage. I never felt like my questions were a bother, and that level of patience and reassurance made a real difference to my experience.
  
 
     Posted on Google  
   
   Leanna Aspinall 
 12 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. Vicky and Georgina have been great throughout the whole process! They were always so quick to respond and never made me feel silly with all my questions 😊 Highly recommend! Thank you so much Future Interests team
  
 
     Posted on Google  
   
   Charlotte Andrews 
 24 August 2026
 
 
 Trustindex verifies that the original source of the review is Google. Lee & Georgina were a fantastic help for us in purchasing our first home. Lee was always very reassuring and helpful and made the whole process extremely simple and easy, securing our mortgage became the easiest part of the whole purchase with his help and knowledge. Georgina managed to swap our rate when they dropped twice during the process so that we got the best possible deal which was a bonus! I would highly recommend future interests to anyone looking for mortgage advice.
  
 
     Posted on Google  
   
   Rebecca Bravery 
 15 August 2026
 
 
 Trustindex verifies that the original source of the review is Google. Really lovely team highly recommend xx
  
 
     Posted on Google  
   
   Saiful Khan 
 15 August 2026
 
 
 Trustindex verifies that the original source of the review is Google. I was a first time buyer and I had an absolutely amazing experience with Lee, who initially provided the best best mortgage rates by far. He is very friendly, extremely knowledgeable and helped me massively throughout the whole process. His response time via email or phone was also extremely quick which was invaluable for me as a first time buyer. For anyone looking for a broker, I highly recommend Lee. You won't regret it.

Meet Our Mortgage Specialist

Experienced advisers supporting you every step of the way

Vicky Crouch

Proud Owner and Managing Director

Georgina Jaconelli

Office Manager & Mortgage and Protection Consultant

Lee Bulford

Senior Mortgage & Protection Consultant

Mortgage Advice

Explore the range of mortgage solutions we offer:

First Time Buyer

First-time buyer mortgages with clear guidance to help you take your first step onto the property ladder.

Moving Home

Home mover mortgages to help you move with confidence and secure the right deal.

Remortgaging

Remortgage options to help you secure a better rate and reduce your monthly payments.

Buy To Let

Buy-to-let mortgages for those looking to invest in property and become landlords.

Shared Ownership

Shared ownership mortgages helping first-time buyers purchase a share of a new build home.

Poor Credit Profile

Mortgage options designed to support borrowers with poor or impaired credit histories.

Let To Buy

Let to buy mortgages to help you rent out your current home and purchase a new one.

Product Transfers

Product transfers allow you to switch to a better rate while staying with your current lender.

Insurance Advice

Explore the range of Insurance solutions we offer:

Family Income
Benefit

(FIB) insurance provides ongoing financial support for your family if you pass away.

Income
Protection

(IPI) provides a vital financial safety net if your income is affected by illness or injury.

Critical Illness Cover

(CIC) offers financial support following a critical illness, helping protect you and your family.

Home Insurance

When it comes to protecting your home, a comprehensive insurance offers peace of mind.

Life Insurance

Life insurance provides essential financial security to protect your family’s future.

Latest Mortgage News

Last Updated: 11th November 2026

November Base Rate Update – What It Means for Your Mortgage

The Bank of England has raised the base rate from 3.75% to 4%, after the Monetary Policy Committee voted 8–1 for the increase on 5th November, with one member voting for a larger rise to 4.25%. Inflation rose to 3.5% in September, well above the 2% target, driven largely by higher energy prices. The Bank now expects inflation to reach around 5% by mid-2027, and says future decisions will depend on how far energy costs feed through into wages and prices.

For mortgage borrowers, the impact depends on the type of deal you have. If you’re on a tracker mortgage, your monthly payments will usually rise in line with the increase, and lenders may also raise their standard variable rates. Fixed-rate deals won’t change until your current term ends, but new fixed rates are priced on market expectations, so they may already have moved. If your deal ends in the next six months, securing a rate early and keeping it under review may be a sensible approach.

If you’d like to review your current rate or explore lower-cost options, contact Future Interests today for expert, personalised mortgage advice

Mortgage Guides & News

Keeping you updated and well informed:

What Insurance Do You Need When Buying a House - Future Interests - Mortgage Brokers Kent

Can You Transfer Your Mortgage to Another Property?

Can You Transfer Your Mortgage to Another Property? Monday 19th October 2026 You may be able to transfer your mortgage deal to another property through a process called mortgage porting. However, your existing deal must be portable, and your lender

19 October 2026

What Insurance Do You Need When Buying a House?

What Insurance Do You Need When Buying a House? Tuesday 8th September 2026 Understanding what insurance you need when buying a house is an important part of preparing for homeownership, particularly if you’re purchasing your property with a mortgage. While

8 September 2026

Should You Stay With Your Current Lender or Remortgage?

Should You Stay With Your Current Lender or Remortgage? Thursday 6th August 2026 When your current mortgage deal is coming to an end, one of the biggest decisions you’ll face is whether to stay with your existing lender or remortgage

6 August 2026

Why Choose Future Interests

Clear advice, local expertise and tailored solutions from start to finish

Tailored Mortgage Solutions
Personal Advice You Can Trust
Local Expertise & Ongoing Support
Flexible & Convenient Support

At Future Interests, we understand that every mortgage situation is unique. Whether you’re self-employed, a contractor or a limited company director, we take the time to understand your circumstances and source the most suitable mortgage solution for your goals.

We believe mortgage advice should feel personal. By listening carefully and understanding your priorities, we provide clear, tailored recommendations — even when circumstances aren’t straightforward. Our client reviews reflect the care and guidance we deliver.

Based in Herne Bay, we are trusted mortgage brokers in Kent with over 30 years’ experience in the property industry. From making an offer to completion, we work closely with local estate agents and solicitors to ensure a smooth, hassle-free move.

At Future Interests, we prioritise convenience as well as expertise. We offer flexible appointments seven days a week. We can meet in person, over the phone or via video call — making expert mortgage advice easy to access, wherever you are.

Local Mortgage Brokers In Kent

Based in Herne Bay, supporting clients across Kent and beyond

From our office on Mortimer Street in Herne Bay, we help first-time buyers, home movers, remortgagers and landlords across Kent. Our advisers know the local property market and take the time to understand your circumstances.

Choose your area to find out how our mortgage brokers can help you, or contact us to speak to one of our advisers about your plans.

Mortgage Brokers Herne Bay | Mortgage Brokers Whitstable | Mortgage Brokers Canterbury | Mortgage Brokers Faversham | Mortgage Brokers Sittingbourne

Ready To Get Started?

Whether you’re buying your first home, moving house, remortgaging or reviewing your protection, our advisers are here to help. We’ll take the time to understand your circumstances and provide clear, personalised advice to support your next steps with confidence.